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Article 10

The Member States which, in connection with credit agreements, permit the consumer: to make payment by means of bills of exchange including promissory notes; to give security by means of bills of exchange including promissory notes and cheques, shall ensure that the consumer is suitably protected when using these instruments in those ways.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-11 · Text as adopted (Official Journal); later amendments are not incorporated in this text.