1.

Each Member State may provide exemption from the application of Article 4 (1) for legal expenses insurance if all the following conditions are fulfilled: the insurance is limited to cases arising from the use of road vehicles in the territory of the Member State concerned; the insurance is connected to a contract to provide assistance in the event of accident or breakdown involving a road vehicle; neither the legal expenses insurer nor the assistance insurer carries out any class of liability insurance; measures are taken so that the legal counsel and representation of each of the parties to a dispute is effected by completely independent lawyers when these parties are insured for legal expenses by the same insurer.

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Source: EUR-Lex (Cellar) · retrieved 2026-11-04 · Text as adopted (Official Journal); later amendments are not incorporated in this text.