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1.

Deposit-guarantee schemes shall stipulate that the aggregate deposits of each depositor must be covered up to ECU 20000 in the event of deposits' being unavailable. Until 31 December 1999 Member States in which, when this Directive is adopted, deposits are not covered up to ECU 20000 may retain the maximum amount laid down in their guarantee schemes, provided that this amount is not less than ECU 15000.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-11 · Text as adopted (Official Journal); later amendments are not incorporated in this text.