23.

Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance) · European Union

Separate exposures to the same obligor shall be assigned to the same obligor grade, irrespective of any differences in the nature of each specific transaction. Exceptions, where separate exposures are allowed to result in multiple grades for the same obligor are: country transfer risk, this being dependent on whether the exposures are denominated in local or foreign currency; where the treatment of associated guarantees to an exposure may be reflected in an adjusted assignment to an obligor grade; and where consumer protection, bank secrecy or other legislation prohibit the exchange of client data.

← anx_VII__cpt_4__cpt_1__cpt_3__cpt_1__point_22__text_1 · All articles · anx_VII__cpt_4__cpt_1__cpt_3__cpt_1__point_23__text_1 →

Source: EUR-Lex (Cellar) · retrieved 2026-10-09 · Text as adopted (Official Journal); later amendments are not incorporated in this text.