3. LONG-TERM AND SHORT-TERM CREDIT ASSESSMENTS

Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast) (Text with EEA relevance) · European Union

Short-term credit assessments may only be used for short-term asset and off-balance sheet items constituting exposures to institutions and corporates. Any short-term credit assessment shall only apply to the item the short-term credit assessment refers to, and it shall not be used to derive risk weights for any other item. Notwithstanding point 13, if a short-term rated facility is assigned a 150 % risk weight, then all unrated unsecured exposures on that obligor whether short-term or long-term shall also be assigned a 150 % risk weight. Notwithstanding point 13, if a short-term rated facility is assigned a 50 % risk‐weight, no unrated short-term exposure shall be assigned a risk weight lower than 100 %.

← anx_VI__cpt_3__cpt_2__point_11__text_1 · All articles · 12. →

Source: EUR-Lex (Cellar) · retrieved 2026-10-09 · Text as adopted (Official Journal); later amendments are not incorporated in this text.