6.

Member States may decide not to apply this Regulation to transfers of funds within that Member State to a payee account permitting payment for the provision of goods or services if: the payment service provider of the payee is subject to the obligations set out in Directive 2005/60/EC; the payment service provider of the payee is able by means of a unique reference number to trace back, through the payee, the transfer of funds from the natural or legal person who has an agreement with the payee for the provision of goods and services; and the amount transacted is EUR 1000 or less. Member States making use of this derogation shall inform the Commission thereof.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.