Article 18 › 2
In the event of a significant overrunning exceeding a period of one month, the creditor shall inform the consumer without delay, on paper or on another durable medium, (a) of the overrunning; (b) of the amount involved; (c) of the borrowing rate; (d) of any penalties, charges or interest on arrears applicable.
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Source: EUR-Lex CELLAR · retrieved 2026-07-31