Article 2 › 6

Member States may determine that only Articles 1 to 4, 6, 7, 9, Article 10(1), points (a) to (i), (l) and (r) of Article 10(2), Article 10(4), Articles 11, 13, 16 and Articles 18 to 32 shall apply to credit agreements which provide for arrangements to be agreed by the creditor and the consumer in respect of deferred payment or repayment methods, where the consumer is already in default on the initial credit agreement and where: (a) such arrangements would be likely to avert the possibility of legal proceedings concerning such default; and (b) the consumer would not thereby be subject to terms less favourable than those laid down in the initial credit agreement. However, if the credit agreement falls within the scope of paragraph 3, only the provisions of that paragraph shall apply.

1 national measure recorded under this provision, in 1 form — sign in to view the analysis.

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Source: EUR-Lex CELLAR · retrieved 2026-07-31