A. Classification of risks according to classes of insurance

fixed pecuniary benefits, benefits in the nature of indemnity, combinations of the two, injury to passengers, fixed pecuniary benefits, benefits in the nature of indemnity, combinations of the two, All damage to or loss of: land motor vehicles, land vehicles other than motor vehicles, All damage to or loss of railway rolling stock. All damage to or loss of aircraft. All damage to or loss of: river and canal vessels, lake vessels, sea vessels, All damage to or loss of goods in transit or baggage, irrespective of the form of transport. All damage to or loss of property (other than property included in classes 3, 4, 5, 6 and 7) due to: fire, explosion, storm, natural forces other than storm, nuclear energy, land subsidence, All damage to or loss of property (other than property included in classes 3, 4, 5, 6 and 7) due to hail or frost, and any event such as theft, other than that included in class 8. All liability arising out of the use of motor vehicles operating on the land (including carrier’s liability). All liability arising out of the use of aircraft (including carrier’s liability). All liability arising out of the use of ships, vessels or boats on the sea, lakes, rivers or canals (including carrier’s liability). All liability other than those referred to in classes 10, 11 and 12. insolvency (general), export credit, instalment credit, mortgages, agricultural credit, suretyship (direct), suretyship (indirect), employment risks, insufficiency of income (general), bad weather, loss of benefits, continuing general expenses, unforeseen trading expenses, loss of market value, loss of rent or revenue, other indirect trading loss, other non-trading financial loss, other forms of financial loss, Legal expenses and costs of litigation. Assistance for persons who get into difficulties while travelling, while away from their home or their habitual residence.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-09 · Text as adopted (Official Journal); later amendments are not incorporated in this text.