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2.

Solvency II
Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (recast) (Text with EEA relevance) · European Union

The Member States may opt not to apply paragraph 1 in the following cases: where a contract has a duration of six months or less; where, because of the status of the policy holder or the circumstances in which the contract is concluded, the policy holder does not need special protection. Where Member States make use of the option set out in the first subparagraph they shall specify that fact in their law.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-09 · Text as adopted (Official Journal); later amendments are not incorporated in this text.