2.

This Section shall not apply to any of the following: legal expenses insurance where such insurance concerns disputes or risks arising out of, or in connection with, the use of sea-going vessels; the activity pursued by an insurance undertaking providing civil liability cover for the purpose of defending or representing the insured person in any inquiry or proceedings where that activity is at the same time pursued in the own interest of that insurance undertaking under such cover; where a Member State so decides, the activity of legal expenses insurance undertaken by an assistance insurer which complies with the following conditions: the activity is pursued in a Member State other than that in which the insured person is habitually resident; the activity forms part of a contract covering solely the assistance provided for persons who fall into difficulties while travelling, while away from their home or their habitual residence. For the purposes of point (c) of the first subparagraph, the contract shall clearly state that the cover concerned is limited to the circumstances referred to in that point and is ancillary to the assistance.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-09 · Text as adopted (Official Journal); later amendments are not incorporated in this text.