(2)
In addition to the requirements referred to in point (1), the following requirements shall apply to credit transfer transactions: The data elements referred to in Article 5(2)(a) are the following: the payer’s name and/or the IBAN of the payer’s payment account, the amount of the credit transfer, the IBAN of the payee’s payment account, where available, the payee’s name, any remittance information. The data elements referred to in Article 5(2)(b) are the following: the payer’s name, the IBAN of the payer’s payment account, the amount of the credit transfer, the IBAN of the payee’s payment account, any remittance information, any payee identification code, the name of any payee reference party, any purpose of the credit transfer, any category of the purpose of the credit transfer. In addition, the following mandatory data elements are to be provided by the payer’s PSP to the payee’s PSP: the BIC of the payer’s PSP (if not agreed otherwise by the PSPs involved in the payment transaction), the BIC of the payee’s PSP (if not agreed otherwise by the PSPs involved in the payment transaction), the identification code of the payment scheme, the settlement date of the credit transfer, the reference number of the credit transfer message of the payer’s PSP, The data elements referred to in Article 5(2)(c) are the following: the payer’s name, the amount of the credit transfer, any remittance information.
Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.