2.

PSPs shall carry out credit transfers in accordance with the following requirements, subject to any obligation laid down in the national law implementing Directive 95/46/EC: the payer’s PSP must ensure that the payer provides the data elements specified in point (2)(a) of the Annex; the payer’s PSP must provide the data elements specified in point (2)(b) of the Annex to the payee’s PSP; the payee’s PSP must provide or make available to the payee the data elements specified in point (2)(d) of the Annex.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.