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Article 104 › 3

CRD IV

For the purposes of determining the appropriate level of own funds on the basis of the review and evaluation carried out in accordance with Section III, the competent authorities shall assess whether any imposition of an additional own funds requirement in excess of the own funds requirement is necessary to capture risks to which an institution is or might be exposed, taking into account the following: (a) the quantitative and qualitative aspects of an institution's assessment process referred to in Article 73; (b) an institution's arrangements, processes and mechanisms referred to in Article 74; (c) the outcome of the review and evaluation carried out in accordance with Article 97 or 101; (d) the assessment of systemic risk.

Cited at article level by

REGULATION (EU) No 575/2013 OF THE EUROPEAN PARLIAMENT AND OF THE… (EU) — sign in to see which provisions, and what they say.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04