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Article 16 › 2

CRD IV
DIRECTIVE 2013/36/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (Text with EEA relevance) · European Union

The competent authority shall, before granting authorisation to a credit institution, consult the competent authority that is responsible for the supervision of insurance undertakings or investment firms in the Member State concerned where the credit institution is: (a) a subsidiary of an insurance undertaking or investment firm authorised in the Union; (b) a subsidiary of the parent undertaking of an insurance undertaking or investment firm authorised in the Union; (c) controlled by the same natural or legal persons as those who control an insurance undertaking or investment firm authorised in the Union.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04