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Article 179 › 2

CRR
REGULATION (EU) No 575/2013 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 (Text with EEA relevance) · European Union

Where an institution uses data that is pooled across institutions it shall meet the following requirements: (a) the rating systems and criteria of other institutions in the pool are similar with its own; (b) the pool is representative of the portfolio for which the pooled data is used; (c) the pooled data is used consistently over time by the institution for its estimates; (d) the institution shall remain responsible for the integrity of its rating systems; (e) the institution shall maintain sufficient in-house understanding of its rating systems, including the ability to effectively monitor and audit the rating process.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04