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Article 319 › 2

CRR
REGULATION (EU) No 575/2013 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 (Text with EEA relevance) · European Union

To be permitted to use the Alternative Standardised Approach, an institution shall meet all the following conditions: (a) its retail or commercial banking activities shall account for at least 90 % of its income; (b) a significant proportion of its retail or commercial banking activities shall comprise loans associated with a high PD; (c) the Alternative Standardised Approach provides an appropriate basis for calculating its own funds requirement for operational risk.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04