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Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 Text with EEA relevance · European Union

‘Foreign currency loan’ means a credit agreement where the credit is: denominated in a currency other than that in which the consumer receives the income or holds the assets from which the credit is to be repaid; or denominated in a currency other than that of the Member State in which the consumer is resident.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-11 · Text as adopted (Official Journal); later amendments are not incorporated in this text.