3.
Member States shall ensure that the reasonable fees referred to in paragraphs 1 and 2 are established taking into account at least the following criteria: national income levels; average fees charged by credit institutions in the Member State concerned for services provided on payment accounts.
← art_18__para_2__text_1 · All articles · art_18__para_3__text_1 →
Source: EUR-Lex (Cellar) · retrieved 2026-10-29 · Text as adopted (Official Journal); later amendments are not incorporated in this text.