6.
This Directive applies to payment accounts through which consumers are able at least to: place funds in a payment account; withdraw cash from a payment account; execute and receive payment transactions, including credit transfers, to and from a third party. Member States may decide to apply all or part of this Directive to payment accounts other than those referred to in the first subparagraph.
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Source: EUR-Lex (Cellar) · retrieved 2026-10-29 · Text as adopted (Official Journal); later amendments are not incorporated in this text.