Article 2

This Regulation shall apply to PRIIP manufacturers and persons advising on, or selling, PRIIPs. This Regulation shall not apply to the following products: non-life insurance products as listed in Annex I to Directive 2009/138/EC; life insurance contracts where the benefits under the contract are payable only on death or in respect of incapacity due to injury, sickness or infirmity; deposits other than structured deposits as defined in point (43) of Article 4(1) of Directive 2014/65/EU; securities as referred to in points (b) to (g), (i) and (j) of Article 1(2) of Directive 2003/71/EC; pension products which, under national law, are recognised as having the primary purpose of providing the investor with an income in retirement and which entitle the investor to certain benefits; officially recognised occupational pension schemes within the scope of Directive 2003/41/EC of the European Parliament and of the Council Directive 2003/41/EC of the European Parliament and of the Council of 3 June 2003 on the activities and supervision of institutions for occupational retirement provision (OJ L 235, 23.9.2003, p. 10). or Directive 2009/138/EC; individual pension products for which a financial contribution from the employer is required by national law and where the employer or the employee has no choice as to the pension product or provider.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.