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Article 45 › 1

PSD2

Member States shall ensure that the following information and conditions are provided or made available by the payment service provider to the payment service user: (a) a specification of the information or unique identifier to be provided by the payment service user in order for a payment order to be properly initiated or executed; (b) the maximum execution time for the payment service to be provided; (c) all charges payable by the payment service user to the payment service provider and, where applicable, a breakdown of those charges; (d) where applicable, the actual or reference exchange rate to be applied to the payment transaction.

National law under this provision

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Source: EUR-Lex CELLAR · retrieved 2026-08-27