3.

It may be agreed in a framework contract between the payer and the payment service provider that the payer has no right to a refund where: the payer has given consent to execute the payment transaction directly to the payment service provider; and where applicable, information on the future payment transaction was provided or made available in an agreed manner to the payer for at least 4 weeks before the due date by the payment service provider or by the payee.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.