1.
PSD2
Member States shall ensure that a payment service provider applies strong customer authentication where the payer: accesses its payment account online; initiates an electronic payment transaction; carries out any action through a remote channel which may imply a risk of payment fraud or other abuses.
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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.