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Article 98 › 2

PSD2

The draft regulatory technical standards referred to in paragraph 1 shall be developed by EBA in order to: (a) ensure an appropriate level of security for payment service users and payment service providers, through the adoption of effective and risk-based requirements; (b) ensure the safety of payment service users’ funds and personal data; (c) secure and maintain fair competition among all payment service providers; (d) ensure technology and business-model neutrality; (e) allow for the development of user-friendly, accessible and innovative means of payment.

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Source: EUR-Lex CELLAR · retrieved 2026-08-27