2.
The draft regulatory technical standards referred to in paragraph 1 shall be developed by EBA in order to: ensure an appropriate level of security for payment service users and payment service providers, through the adoption of effective and risk-based requirements; ensure the safety of payment service users’ funds and personal data; secure and maintain fair competition among all payment service providers; ensure technology and business-model neutrality; allow for the development of user-friendly, accessible and innovative means of payment.
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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.