1.

Credit institutions shall regularly assess the likelihood and potential volume of liquidity outflows during 30 calendar days for products or services which are not referred to in Articles 27 to 31 and which they offer or sponsor or which potential purchasers would consider associated with them. Those products or services shall include, but not be limited to, the liquidity outflows resulting from any of the contractual arrangements referred to in Article 429 and in Annex I of Regulation (EU) No 575/2013, such as: other off-balance sheet and contingent funding obligations, including, but not limited to uncommitted funding facilities, undrawn loans and advances to wholesale counterparties; mortgage loans that have been agreed but not yet drawn down; credit cards; overdrafts; planned outflows related to renewal or extension of new retail or wholesale loans; planned derivatives payables; trade finance off-balance sheet related products.

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Source: EUR-Lex (Cellar) · retrieved 2026-11-06 · Text as adopted (Official Journal); later amendments are not incorporated in this text.