2.
For the purpose of paragraph 1(a) a retail deposit shall be considered to be part of an established relationship where the depositor meets at least one of the following criteria: has an active contractual relationship with the credit institution of at least 12 months duration; has a borrowing relationship with the credit institution for residential loans or other long term loans; has at least one other active product, other than a loan, with the credit institution.
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Source: EUR-Lex (Cellar) · retrieved 2026-11-06 · Text as adopted (Official Journal); later amendments are not incorporated in this text.