4.

This Regulation shall not apply to persons that have no activity other than to convert paper documents into electronic data and that do so pursuant to a contract with a payment service provider, or to persons that have no activity other than to provide payment service providers with messaging or other support systems for transmitting funds or with clearing and settlement systems. This Regulation shall not apply to transfers of funds: that involve the payer withdrawing cash from the payer's own payment account; that transfer funds to a public authority as payment for taxes, fines or other levies within a Member State; where both the payer and the payee are payment service providers acting on their own behalf; that are carried out through cheque images exchanges, including truncated cheques.

← art_2__para_3__text_2 · All articles · art_2__para_4__text_1 →

Source: EUR-Lex (Cellar) · retrieved 2026-10-11 · Text as adopted (Official Journal); later amendments are not incorporated in this text.