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4.

Text with EEA relevance.

Member States may exclude specific categories of debt from discharge of debt, or restrict access to discharge of debt or lay down a longer discharge period where such exclusions, restrictions or longer periods are duly justified, such as in the case of: secured debts; debts arising from or in connection with criminal penalties; debts arising from tortious liability; debts regarding maintenance obligations arising from a family relationship, parentage, marriage or affinity; debts incurred after the application for or opening of the procedure leading to a discharge of debt; and debts arising from the obligation to pay the cost of the procedure leading to a discharge of debt.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-14 · Text as adopted (Official Journal); later amendments are not incorporated in this text.