(c)

under a section titled ‘What is this product?’, the nature and main features of the PEPP, including: its long-term objectives and the means for achieving them, in particular whether the objectives are achieved by means of direct or indirect exposure to the underlying investment assets, including a description of the underlying instruments or reference values, including a specification of the markets the PEPP provider invests in, as well as an explanation of how the return is determined; a description of the type of PEPP saver to whom the PEPP is intended to be marketed, in particular in terms of the PEPP saver’s ability to bear investment loss and the investment horizon; a statement as to whether the Basic PEPP provides a guarantee on the capital or takes the form of a risk-mitigation technique consistent with the objective to allow the PEPP saver to recoup the capital, or whether and to what extent any alternative investment option, if applicable, provides a guarantee or a risk-mitigation technique; a description of the PEPP retirement benefits, in particular the possible forms of out-payments and the right to modify the form of out-payments as referred to in Article 59(1); where the PEPP covers biometric risk: details of the risks covered and of the insurance benefits, including the circumstances in which those benefits may be claimed; information on the portability service, including a reference to the central public register referred to in Article 13 where information for the conditions for the accumulation phase and the decumulation phase determined by Member States in accordance with Articles 47 and 57 is contained; a statement on the consequences for the PEPP saver of early withdrawal from the PEPP, including all applicable fees, penalties, and possible loss of capital protection and of other possible advantages and incentives; a statement on the consequences for the PEPP saver if the PEPP saver stops contributing to the PEPP; information on the sub-accounts available and on the PEPP saver’s rights referred to in Article 20(5); information about the PEPP saver’s right to switch and the right to receive information about the switching service as referred to in Article 56; the conditions for modification of the chosen investment option referred to in Article 44; information, where available, related to the performance of the PEPP provider’s investments in terms of ESG factors; the law applicable to the PEPP contract where the parties do not have a free choice of law or, where the parties are free to choose the applicable law, the law that the PEPP provider proposes to choose; where applicable, whether there is a cooling-off period or cancellation period for the PEPP saver;

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Source: EUR-Lex (Cellar) · retrieved 2026-10-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.