1.

For the Basic PEPP, at the start of the decumulation phase, the PEPP provider shall offer the PEPP saver personal retirement planning on the sustainable use of the capital accumulated in the PEPP sub-accounts, taking into account at least: the value of the capital accumulated in the PEPP sub-accounts; the total amount of other accrued retirement entitlements; and the long-term retirement-related demands and needs of the PEPP saver.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.