4.

A crowdfunding service provider shall, on a continuous basis and upon the request of an investor, provide via electronic means at least the following information on each individual portfolio: the list of individual loans of which a portfolio is composed; the weighted average annual interest rate on loans in a portfolio; the distribution of loans according to risk category, in percentage and absolute numbers; for every loan of which a portfolio is composed, key information, including at least an interest rate or other compensation to the investor, maturity date, risk category, schedule for the repayment of the principal and payment of interest, compliance of the project owner with that instalment payment schedule; for every loan of which a portfolio is composed, risk mitigation measures including collateral providers or guarantors or other types of guarantees; any default on credit agreements by the project owner within the past five years; any fees paid in respect of the loan by the investor, the crowdfunding service provider or the project owner; if the crowdfunding service provider has carried out a valuation of the loan: the most recent valuation; the valuation date; an explanation as to why the crowdfunding service provider conducted the valuation; and a fair description of the likely actual return, taking into account fees and default rates.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-12 · Text as adopted (Official Journal); later amendments are not incorporated in this text.