4.

When preparing the draft implementing technical standards referred to in paragraph 1, the EBA shall take into consideration all of the following: existing market practices in data sharing between buyers and sellers; the feedback received from users of their experience of using existing EBA non-performing loans transaction templates; existing similar requirements at Member State level; the importance of minimising processing costs for credit institutions and credit purchasers.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-12 · Text as adopted (Official Journal); later amendments are not incorporated in this text.