(a)

Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance) · European Union

the adequacy of the regulatory framework regarding a potential introduction of caps on charges arising from the event of default applicable to credit agreements concluded with: natural persons for purposes related to the trade, business or profession of those natural persons; SMEs, as defined in Article 2 of the Annex to Recommendation 2003/361/EC; any borrower, provided that the credit is guaranteed by a natural person or is secured by assets or property belonging to that natural person;

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Source: EUR-Lex (Cellar) · retrieved 2026-10-12 · Text as adopted (Official Journal); later amendments are not incorporated in this text.