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Recital 3

(3) At Union level, the requirements related to the management of ICT risk in the financial sector are currently provided for in Directives 2009/65/EC (4), 2009/138/EC (5), 2011/61/EU (6), 2013/36/EU (7), 2014/59/EU (8), 2014/65/EU (9), (EU) 2015/2366 (10) and (EU) 2016/2341 (11) of the European Parliament and of the Council. Those requirements are diverse and occasionally incomplete. In some cases, ICT risk has been addressed only implicitly as part of operational risk, and in other cases it has not been addressed at all. Those issues are remedied by the adoption of Regulation (EU) 2022/2554 of the European Parliament and of the Council (12). Those Directives should therefore be amended to ensure consistency with that Regulation. This Directive enacts a set of amendments that are necessary to bring legal clarity and consistency in relation to the application, by financial entities authorised and supervised in accordance with those Directives, of various digital operational resilience requirements that are necessary in the pursuit of their activities and in the provision of services, thereby guaranteeing the smooth functioning of the internal market. It is necessary to ensure the adequacy of those requirements in relation to market developments, while encouraging proportionality in particular with regard to the size of financial entities and the specific regimes to which they are subject, with the aim of reducing compliance costs.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-13 · Text as adopted (Official Journal); later amendments are not incorporated in this text.