anx_II__table__4

Where applicable The different borrowing rates that apply to the credit agreement | [% — fixed, or — variable (with the index or reference rate applicable to the initial borrowing rate), — periods, — conditions governing the application of each borrowing rate] Representative example illustrating the annual percentage rate of charge (APR) and the total amount payable by the consumer | [% A representative example mentioning all the assumptions used for calculating the annual percentage rate of charge to be set out here] Where applicable Costs Where applicable The conditions under which those costs may be changed | [The costs applicable from the time the credit agreement is concluded]

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Source: EUR-Lex CELLAR · retrieved 2026-07-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.