anx_II__table__5

Termination of the credit agreement | [The conditions and procedure for terminating the credit agreement] Where applicable The creditor is entitled to compensation in the case of early repayment | [Determination of the compensation (calculation method) in accordance with the provisions implementing Article 29 of Directive (EU) 2023/2225] Consultation of a database The creditor must inform you immediately and without charge of the result of consulting a database, if a credit application is rejected on the basis of such a consultation. | Where applicable The period of time during which the creditor is bound by the pre-contractual information | The information contained in this form is valid from […] until […]. Concerning redress You have the right to access an out-of-court complaint and redress mechanism. | [The out-of-court complaint and redress mechanism for the consumer and how to access it] Warning regarding the legal and financial consequences of non-compliance Non-compliance with the commitments linked to the credit agreement other than late or missed payments could have severe consequences for you. | Repayment schedule | [Repayment schedule containing all payments and repayments to be made by the consumer over the duration of the contract, including those payments for any ancillary services]

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Source: EUR-Lex CELLAR · retrieved 2026-07-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.