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art_2__para_5

CCD2
DIRECTIVE (EU) 2023/2225 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC · European Union

5. Member States may exempt from the application of this Directive credit agreements in the form of deferred debit cards: which are provided by a credit or payment institution; under the terms of which the credit has to be repaid within 40 days; and which are free of interest and with only limited charges for the provision of the payment service.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.