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CCD2
DIRECTIVE (EU) 2023/2225 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC · European Union

Member States may exempt from the application of this Directive credit agreements in the form of deferred debit cards: (a) which are provided by a credit or payment institution; (b) under the terms of which the credit has to be repaid within 40 days; and (c) which are free of interest and with only limited charges for the provision of the payment service.

National law under this provision

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Source: EUR-Lex CELLAR · retrieved 2026-07-30