Article 2 › 8

Member States may determine that Article 8(3), points (d), (e) and (f), Article 10(5), Article 11(4) and Article 21(3) do not apply to one or more of the following credit agreements: (a) credit agreements involving a total amount of credit of less than EUR 200; (b) credit agreements where credit is granted free of interest and without any other charges; (c) credit agreements under the terms of which credit has to be repaid within three months and only insignificant charges are payable.

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Source: EUR-Lex CELLAR · retrieved 2026-07-30