on credit agreements for consumers and repealing Directive 2008/48/EC

CHAPTER I GENERAL PROVISIONS CHAPTER II INFORMATION TO BE PROVIDED PRIOR TO THE CONCLUSION OF THE CREDIT AGREEMENT CHAPTER III TYING AND BUNDLING PRACTICES, INFERRED AGREEMENT, ADVISORY SERVICES AND UNSOLICITED GRANTING OF CREDIT CHAPTER IV ASSESSMENT OF CREDITWORTHINESS AND DATABASE ACCESS CHAPTER V FORM AND CONTENT OF CREDIT AGREEMENTS CHAPTER VI MODIFICATIONS OF THE CREDIT AGREEMENT AND CHANGES IN THE BORROWING RATE CHAPTER VII OVERDRAFT FACILITIES AND OVERRUNNING CHAPTER VIII WITHDRAWAL, TERMINATION AND EARLY REPAYMENT CHAPTER IX ANNUAL PERCENTAGE RATE OF CHARGE AND MEASURES TO LIMIT RATES AND COSTS CHAPTER X CONDUCT OF BUSINESS OBLIGATIONS AND REQUIREMENTS FOR STAFF CHAPTER XI FINANCIAL EDUCATION AND SUPPORT TO CONSUMERS IN FINANCIAL DIFFICULTIES CHAPTER XII CREDITORS AND CREDIT INTERMEDIARIES CHAPTER XIII ASSIGNMENTS OF RIGHTS AND DISPUTE RESOLUTION CHAPTER XIV COMPETENT AUTHORITIES CHAPTER XV FINAL PROVISIONS Done at Strasbourg, 18 October 2023. For the European Parliament The President R. METSOLA For the Council The President J. M. ALBARES BUENO ELI: http://data.europa.eu/eli/dir/2023/2225/oj ISSN 1977-0677 (electronic edition)

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Source: EUR-Lex CELLAR · retrieved 2026-07-30 · Text as adopted (Official Journal); later amendments are not incorporated in this text.