Article 12 › 7

The Authority shall develop draft regulatory technical standards specifying: (a) the minimum activities to be carried out by a credit institution or a financial institution under the freedom to provide services, whether through infrastructure or remotely, for it to be considered as operating in a Member State other than that where it is established; (b) the methodology based on the benchmarks referred to in paragraphs 5 and 6 for classifying the inherent and residual risk profiles of credit institutions or financial institutions, or groups of credit institutions or financial institutions, as low, medium, substantial or high. The Authority shall submit those draft regulatory technical standards to the Commission by 1 January 2026. The Commission is empowered to supplement this Regulation by adopting the regulatory technical standards referred to in the first subparagraph in accordance with Article 49 of this Regulation.

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Source: EUR-Lex CELLAR · retrieved 2026-09-04