(4)

“traditional asset” means any asset other than a crypto-asset, including: financial instruments as defined in Article 4(1), point (50), of this Regulation; funds as defined in Article 4, point (25), of Directive (EU) 2015/2366; deposits as defined in Article 2(1), point (3), of Directive 2014/49/EU of the European Parliament and of the Council (*9), including structured deposits; securitisation positions in the context of a securitisation as defined in Article 2, point (1), of Regulation (EU) 2017/2402; non-life or life insurance products falling within the classes of insurance listed in Annexes I and II to Directive 2009/138/EC or reinsurance and retrocession contracts referred to in that Directive; pension products that, under national law, are recognised as having the primary purpose of providing the investor with an income in retirement and that entitle the investor to certain benefits; officially recognised occupational pension schemes within the scope of Directive (EU) 2016/2341 of the European Parliament and of the Council (*10) or Directive 2009/138/EC; individual pension products for which a financial contribution from the employer is required by national law and where the employer or the employee has no choice as to the pension product or provider; a pan-European Personal Pension Product as defined in Article 2, point (2), of Regulation (EU) 2019/1238 of the European Parliament and of the Council (*11); social security schemes covered by Regulation (EC) No 883/2004 of the European Parliament and of the Council (*12) and Regulation (EC) No 987/2009 of the European Parliament and of the Council (*13);

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Source: EUR-Lex CELLAR · retrieved 2026-09-04 · Text as adopted (Official Journal); later amendments are not incorporated in this text.