Recital 48

(48) Where provided for in this Directive, the Commission should adopt draft regulatory technical standards developed by EBA by means of delegated acts pursuant to Article 290 TFEU, in accordance with Regulation (EU) No 1093/2010. Such draft regulatory technical standards should specify the technical details related to the identification of clients of financial institutions for payout of client funds deposits, the criteria and circumstances for repayment to the account holder for the benefit of each client or to the client directly, and the rules for avoiding multiple claims for payouts to the same beneficiary. The draft regulatory technical standards should also specify the methodology for the calculation of available financial means qualifying for the target level and the process for DGS replenishment.

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Source: EUR-Lex (Cellar) · retrieved 2026-10-08 · Text as adopted (Official Journal); later amendments are not incorporated in this text.