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Concerning a transition arrangement for a new right to object to mortgage enforcement based on the unfairness of contract terms (432), the Court (433) held that the four-week period for forming opposition in relation to pending proceedings was, in principle, reasonable and proportionate (434). Nevertheless, the Court considered that the fact that the affected consumers were informed of this right only through the official journal of the Member State but not personally by the relevant court (435) created a significant risk that the time-limit would expire without the consumers' being able to exercise their rights, which infringed the effectiveness principle and thereby the UCTD (436).

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.