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ntr314-C_2019323EN.01000401-E0314

(314) The Court emphasised the condition that the consequences must be ‘particularly negative’ for consumers so that the latter would be ‘penalised’ in Cases C-118/17 Dunai, paragraph 54, C-96/16 and C-94/17 Banco Santander and Escobedo Cortés, paragraph 74, C-51/17 OTP Bank and OTP Faktoring, paragraph 61 or that it is ‘contrary to the interests’ of the consumer, Dunai, paragraph 55.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.