sec_8_1__para__5
COMMISSION NOTICE Guidance on the interpretation and application of Directive 2011/83/EU of the European Parliament and of the Council on consumer rights · European Union
However, it should be noted that Article 62(5) of the PSD2 gives Member States the option to forbid or limit surcharging for the specific payment instruments which are not covered by the IFR, such as the above-mentioned commercial cards and cards issued by three party schemes.
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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.