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payment instruments for which the interchange fees (146) are regulated under the Regulation (EU) 2015/751 of the European Parliament and of the Council (147) on interchange fees for card-based payment transactions (IFR); this ban concerns payments with consumer debit and credit cards used in more than 95 % of transactions in the EU card market;

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.