sec_8_3_3__para__7

Furthermore, from a more practical viewpoint, including in the notion of ‘cost’ all possible elements that may be associated even indirectly with a means of payment, would make Article 19 difficult to enforce and would prevent it from having any practical effect (‘effet utile’) . This is true given that, for instance, very little information is publicly available about administrative costs and that the exact cost of equipment and/or installation can only be calculated by spreading the amount over an unknown number of transactions. Therefore, traders should recoup such costs via the price of their goods or services rather than by charging consumers additional fees in respect of the use of a means of payment.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.