ntr429-C_2021526EN.01000101-E0429

COMMISSION NOTICE – Guidance on the interpretation and application of Directive 2005/29/EC of the European Parliament and of the Council concerning unfair business-to-consumer commercial practices in the internal market · European Union

(429) For mortgages, see also the specific rules of the Mortgage Credit Directive (Directive 2014/17/EU) on conduct of businesses when providing credit to consumers (Article 7 MCD) and on standards for advisory services (Article 22 MCD) and the EBA Guidelines on Product Oversight and Governance available at: https://www.eba.europa.eu/guidelines-on-product-oversight-and-governance-arrangements-for-retail-banking-products.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.