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ntr430-C_2021526EN.01000101-E0430

(430) For retail financial services see also the EBA Consumer Trends Report available at: https://www.eba.europa.eu/eba-assesses-consumer-trends-20202021 and the Commission’s evaluation of the Mortgage Credit Directive available at: https://op.europa.eu/en/publication-detail/-/publication/e4a1db26-2f94-11eb-b27b-01aa75ed71a1.

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Source: EUR-Lex (Cellar) · retrieved 2026-09-25 · Text as adopted (Official Journal); later amendments are not incorporated in this text.